3 Proven Employer Sponsored Health and Wellness Programs

Healthcare costs are second only to energy costs when it comes the financial worries of Chief Financial Officers (CFO's) throughout corporate America today. A recent survey of 275 CFO's ranked healthcare expenditures a major concern (8 or above on a scale of 10) when it came to the financial viability of their company.

These concerns have rightfully earned their place at the top of the competing business world because an enormous amount of money is at stake here. Providing healthcare coverage to employees is big business and it doesn't take long for these costs to add up. Take the costs of insurance premiums for example. The average annual premium in 2012 for single coverage was $5,615 and for family coverage this rose to $15,745 [1]. While employees are taking on more of the burden with these costs, the fact remains that employers are still paying for the majority of it. On average, employers pay for roughly 77% of healthcare insurance premiums, while employees pay the remaining 23%.